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1. What is Risk Management?
Risk Management protects the people and the assets of the Cobb
County School District. This is done by Risk Avoidance; i.e. removing old, unsafe
playground equipment. It is also done by Risk Transfer; i.e. buying a
commercial property insurance policy. Finally, it is also done by Risk Assumption; i.e.
being self-insured for vehicle accidents and general liability.
For more information, call (770) 426-3357.
2. What is the difference between Workers’ Compensation and Group
Medical Insurance?
Workers’ Compensation covers an on-the-job injury. Group Medical covers
illness/injury while not on the job. It is mandatory for the employee
to inform their supervisor of an on the job accident which has caused
physical injury to the employee. Workers' Compensation rules,
regulations, and its laws are created by the Georgia State
Legislature. Group medical benefits cannot be used when it is
determined that the injury or exposure arose out of the course and
scope of employment.
For more information, call (770) 426-3357.
3. What is a Certificate of Insurance?
'A Certificate of Insurance is provided to the School District by
individuals and groups not affiliated with the School District who
request to use its facilities. The certificate provides verification
that the individual or group have appropriate liability coverage. When a contractor
appears at your site, ask them if they have a certificate or if they have one on file.
In addition, if your students are at Fernbank, Sci-tek or a civic center, the facility owner
or manager may ask you for a certificate. Call us at least seven days prior to your field trip
and we will get you a statement of coverage. Please call (770) 426-3357.
4. What is an auxiliary bus?
Sometimes a field trip requires special transportation other than one of our
county school buses – such as for out of state travel. A list of approximately
thirty approved vendors is available to all school employees through the Field
Trip Management System. These companies have met our guidelines and are available
to transport our students and employees. Please call (770) 426-3361.
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